North Country Service Corporation, the Health Insurance Division of the North Country Chamber of Commerce

MVP Health Care

Coverage available for most of Northern New York: Clinton, Essex, Franklin, Hamilton and Herkimer Counties. Rates for other counties available upon request.

Below are the available rates for both individuals and groups, please be sure to look carefully to make sure you are looking at the correct product.  If you have questions please email Lisa. This is just an example of products, tiers, and pricing available. For a current and personalized quote please contact Lisa directly.  

Individual Rates for 2019

More plans are available this is one sample at each level.

Bronze 2 Premier HMO

Deductible: $4000 Individual / $8000 Family
CoInsurance: 50%
Prescriptions: $10/$35/$70 subject to deductible
Individual: $434.75
Subscriber/Spouse: $869.50
Family: $1239.04

Silver Premier Standard HMO

Deductible: $1700 Individual / $3400 Family
CoInsurance: $30/$50 subject to deductible
Prescriptions: $10/$35/$70
Individual: $657.26
Subscriber/Spouse: $1314.52
Family: $1873.19

Gold 2 Premier HMO Standard

Deductible:$650 Individual / $1300 Family
CoInsurance:$25/$40
Prescriptions:$10/$40/$80
Individual:$783.43
Subscriber/Spouse:$1556.58Family:$2232.78

Platinum Premier Standard

Deductible:$0
CoInsurance:$15/$35
Prescriptions:$10/$30/$60
Individual:$958.44
Subscriber/Spouse:$1916.88
Family:$2731.55

Group/Business Rates for 2019 (off-exchange)

Subscriber/Child rates are available. There are many plans for each level available. We have listed only one example of each. Have questions? Call 518.563.1000 or email Lisa.

Bronze 2 HMO

Deductible:$5000 Individual / $10000 Family
CoInsurance:$35/$50 (3 visits at $0 no deductible applies to PCP visits)
Prescriptions:$10/$40/$60 subject to deductible
Individual:$457.52
Subscriber/Spouse:$915.04Family:$1303.93

Liberty Silver 7 EPO

Deductible:$3100 Individual / $6200 Family
CoInsurance:$30 (no deductible on PCP) / $40 subject to deductible
Prescriptions:$10/$40/$60
Individual:$624.73
Subscriber/Spouse:$1249.46
Family:$1780.48

Liberty Gold 1

Deductible:$850 Individual / $1700 Family
CoInsurance:$15/$50 (3 PCP visits $0 after not subject to deductible)
Prescriptions: $5/$35/$70 (generic not subject to deductible)$100 deductible on brand and tier 3 and 4 drugsNo deductible for Urgent Care, ER or Telemedicine
Individual:$740.95
Subscriber/Spouse:$1481.90
Family:$2111.71

Liberty Platinum 5

Deductible:$0
CoInsurance:$15/$25
Prescriptions:$10/$40/$60
Individual:$859.01
Subscriber/Spouse:$1718.02
Family:$2448.18

Example rates are monthly premiums. Group rates change quarterly but are locked in for 12 months once a plan is written.

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