North Country Service Corporation, the Health Insurance Division of the North Country Chamber of Commerce

Excellus BlueCross BlueShield

Coverage available for most of Northern New York: Clinton, Essex, Franklin, Hamilton and St. Lawrence Counties.

Below are the available rates for both individuals and groups, please be sure to look carefully to make sure you are looking at the correct product.  If you have questions please email Lisa. This is just an example of products, tiers, and pricing available. For a current and personalized quote please contact Lisa directly.  

Individual Rates for 2021 (off-exchange)

Policies are available during open enrollment or with a qualifying event. Rates include pediatric dental and basic preventative care.

Bronze Secure Plus 3 (High Deductible Health Plan)

Deductible: $8550 Individual / $17,100 Family
Covered at 100% once deductible is met.

First 3 Primary Care Visits Covered at 100% prior to deductible.
Prescriptions: $0 subject to deductible being met
Individual: $485.31
Subscriber/Spouse: $970.62
Family: $1383.13

Silver Standard

Deductible: $1300 Individual / $2600 Family
Co-Payments: $30/$50
Prescriptions: $10/$35/$70 - No Deductible
Individual: $762.97
Subscriber/Spouse: $1525.94
Family: $2174.46

Gold Standard

Deductible: $600 Individual / $1200 Family
Co-Payments: $25/$40
Prescriptions: $10/$35/$70
Individual: $864.87
Subscriber/Spouse: $1729.74
Family: $2464.88

Platinum Standard

Deductible: $0
Co-Payments: $15/$35
Prescriptions: $10/$30/$60
Individual: $998.67
Subscriber/Spouse: $1997.34
Family: $2846.22

Group/Business Rates for 2021 (off-exchange)

Rates are good for businesses with 2-50 employees.  Deductibles listed are individual deductibles—higher deductibles apply to families (rates include pediatric dental). Not all options are listed below. We can provide customized quotes depending on your needs. Have questions? call 518.563.1000 or email Lisa.

Rate are for the 3rdst Quarter of 2021 - July- September.

Simply Blue Plus Bronze 4

Deductible: $7000 Individual / $14000 Family
Co-Insurance: 0% - covered at 100% once deductible is met
Prescriptions: 0% - covered at 100% once deductible is met
Individual: $508.14
Subscriber/Spouse: $1016.28
Family: $1448.20

Simply Blue Plus Silver 6

Deductible: $2500 Individual / $5000 Family
Payments: $40/$60 subject to deductible
Prescriptions: $5/$45/$90 (Preventative drugs are not subject to deductible)
Individual: $651.90
Subscriber/Spouse: $1303.80
Family: $1857.92

Simply Blue Plus Standard Gold

Deductible: $600 Individual / $1200 Family
Co-Payments: $25/$40 subject to deductible
Prescriptions: $10/$35/$70
Individual: $833.01
Subscriber/Spouse: $1666.02
Family: $2374.08

Other Gold Plans are available with a "Select" deductible between $750 - $2250 per individual. The deductible is only applied to "SELECT" medical benefits - such as inpatient hospital benefits - for everything else including prescriptions the deductible does not apply. Call for rates and more information about these plans.

Simply Blue Plus Platinum 2

Deductible: $0 In-Network Deductible
Co-Payments: $15/$25
Prescriptions: $5/$35/$70
Individual: $968.17
Subscriber/Spouse: $1936.34
Family: $2759.28

Example rates are monthly premiums. Group rates change quarterly but are locked in for 12 months once a plan is written.

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